SeLFIES: A New Pension Bond and Currency for Retirement

May 20 2020 | General
Harvard Law School Forum on Local Governance
There is a looming retirement crisis, as individuals are increasingly being asked to take responsibility for their own retirement planning and a majority of these individuals are financially unsophisticated. Yet, these individuals are being tasked with the responsibility for three complex, interconnected decisions: how much to save, how to invest, and how to decumulate one’s portfolio at retirement.